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What is Debt Settlement?
Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. This process isn’t without its risks and rewards, but it is highly recommended that you research this option and arm yourself with the facts. Many operators in this business are out of compliance with current rules and many of them will simply sell you into their program without issuing the proper disclosures and without a thorough budgeting session.